Title Insurance & Settlement — Wayne, NJ
Smooth Sailing to Closing
Title insurance and settlement, minus the confusion. We search, we insure, we close — and we explain every line item in plain English along the way.
Your closing estimate
Cash purchasePurchase price
$450,000
Sample figures for illustration. Run your own numbers in about 30 seconds — no email required.
What We Do
Everything your closing needs, under one roof
From the first title search to the final signature, one team handles it all — so nothing falls through the cracks between your contract and your keys.
Purchase Title Insurance
One-time protection for the biggest purchase of your life. If a hidden lien, old mortgage, or ownership claim surfaces later, your policy has your back.
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Refinance Title Services
Refinancing? Your lender needs a fresh policy, and we make it quick. Streamlined searches and fast turnaround keep your new rate on schedule.
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Title Searches
We dig through public records so you don't have to — judgments, open mortgages, flood zones, tidelands, and the other NJ-specific searches your deal requires.
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Escrow & Settlement
Your funds sit in a secure escrow account and move only when everything checks out. We coordinate payoffs, disbursements, and recording down to the penny.
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Remote & Mobile Closings
Sign from your kitchen table, your office, or halfway across the country. We offer remote online notarization and mobile closings that fit your schedule.
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Commercial & Investor Deals
Multi-unit, mixed-use, 1031 exchanges, or a growing rental portfolio — we handle complex transactions with the same clarity we bring to first homes.
Learn moreHow It Works
Three steps. Zero mystery.
Most people don't know they can choose their own title agency. You can — and here's how easy we make it.
01
Learn
Find out what title insurance actually does, why lenders require it, and which fees are negotiable. Ten minutes of reading can save you real money at the table.
Start with the basics
02
Compare
Run our free estimate tool and hold it next to any other quote. Every fee is itemized and explained — if a line doesn't make sense, we'll walk you through it.
Get your estimate
03
Order
Ready to go? Place your title order online in a few minutes, or have your attorney or agent send it over. We take it from there and keep everyone updated.
Order title onlineInstant Estimates
Know your closing costs before anyone asks for a signature
In New Jersey, title insurance premiums are set by a state-regulated rate manual — so the real difference between agencies is the fees around the premium, and how honestly they’re shown. Our estimate tool itemizes everything up front: no vague bundles, no junk-fee surprises on closing day.
- Free to use, no contact info held hostage
- Every fee itemized and explained in plain English
- Built on New Jersey's regulated rate structure
- Compare it side by side with any other quote
$0
Cost to get an estimate
24/7
Online, whenever you need it
100%
Of fees itemized up front
0
Sales calls required
Happy Closings
The reviews that matter most happen at the closing table
“As first-time buyers we had no idea what half the fees meant. SmoothTitle walked us through the estimate line by line before we committed to anything. Closing day felt like a celebration, not a test.”
“I send every contract to SmoothTitle because my clients stop calling me in a panic. Commitments come back fast, issues get flagged early, and their team actually picks up the phone.”
“We closed on two rental properties with them this year, one fully remote while I was traveling. Clean searches, tight communication, funds wired on time. That's all I ask for.”
Quick answers
The three questions everyone asks first
Can't find your question? Ask us directly — a real person answers.
Do I really get to choose my own title agency?
What does title insurance actually cost in NJ?
How fast can you close?
Who We Are
A local team backed by national underwriters
SmoothTitle is a modern title and settlement agency based in Wayne, New Jersey, serving buyers, sellers, agents, and lenders across NJ and PA. We built this agency around one belief: closings go better when everyone actually understands what’s happening. So we answer the phone, explain the paperwork, and treat your closing like the milestone it is — with the security of policies backed by national underwriters.
Ready for a closing that just works?
Get a free itemized estimate in minutes, or place your title order today. Questions first? Call (732) 895-5137 — a real person will pick up.